RESTORE YOUR CREDIT SCORE
Your financial health revolves around your credit score. Work with our client experts and proven system to eliminate any inaccurate, obsolete or erroneous accounts.
The Fair Credit Reporting Act allows anyone to dispute inaccurate items on their credit reports. Individuals can restore their credit on their own but this can take time and a lot of knowledge when it comes to the credit laws. That’s why we are here to help since we have the experience and knowledge to get you the positive results.
Negative credit accounts, or trade lines, can remain on your credit report for up to 7 years, and bankruptcies and other public records for up to 10 years. Inquiries on your credit report may remain for 2 years. These are the maximum times that are permitted by federal law for reporting agencies to show negative items; however, these times are not mandatory.
At any time, a creditor or credit bureau may remove a derogatory remark from your credit report if the consumer requests an investigation into remarks that they feel are incorrect.
Credit reporting companies are just that – companies. They are in business to make money, and they generate their income by selling credit reports to creditors.